Loan system!!!

Today my post will be mainly about loan...  loan is pinjaman... so yg dapat PTPTN tu pk2 sndri r... kena bayar balik tu... bukan saja bagi nk joli katak... hahaha... most of people started to "join" this loan system bila dah abes SPM yg sambung diploma....reasons-  cuz it easy to manage urself when dealing with fees of colleges and
universities... so dah masuk sistem nie mmg payah nk kuar...sekali berhutang mmg akan terus berhutang sampai ke tua.... kecuali r yg menang no ekor trus bayar .... yg tu x tau r....  why did i say that????

here's a full scale view of loan system most of ours future life.... full scale ye bukan full wave.... hehe

SIJIL - RM 10000
Diploma - RM 20000
Degree - RM 30000

Yg tu untuk pelajaran..

Dah abes belajar

Kereta - RM 20k- RM100k
Rumah - RM 200k (tu belum bli barang2 dalam)
Kawen - RM 20k++

Skang, cuba total kan sendiri jumlah hutang yg bakal anda hutang...  Is it enough to completely cover by ur monthly salary??.... cuba try kira gaji anda yg telah ditolak dgn maintainence(stok sara hidup) tiap2 bulan  dan try bahagi dgn suma hutang anda.... Bilakah hutang anda akan setel??? silap2 sampai mati pon x sempat setel suma hutang tu.... hahaha

So jgn la snang2 nk habiskan pinjaman anda kerana anda munkin x kn mampu bayar blik....

(^_^)


This post inspired by my classmate... hehehe